Save

Stay on track with Savings Habits and Goals

You don’t need the perfect plan to start saving. You just need the right partner. With Savings Habits and Goals, you can grow at your own pace and stay focused along the way.

Why Kudzu?

Saving gets easier when it’s not all on you

You don’t need more willpower. You need a money system that works in the background. With Kudzu powering better habits, your financial goals are within reach.

Tiny deposits lead to big results

Kudzu helps you start saving with simple, repeatable habits that actually stick. No perfection—just steady progress that fits in your life.

Reach your goals, build your future

Kudzu helps you set financial goals you can name, track, and work toward—so every dollar set aside feels worthwhile.

Always know where you stand

No more guesswork. Kudzu gives you the structure and transparency to keep an eye on your money, without missing out on your life.

The features to build a better financial future

With Kudzu’s toolkit, you can build daily momentum using Savings Habits and reach long-term milestones with Savings Goals. Yes, saving finally feels doable.

Automate Savings

Make saving an automatic habit

Use Kudzu’s savings system to create automatic transfers that move a set amount of money or a percentage. Savings Habits is easy to use, and works while you sleep. You can set the amount that works for you and schedule transfers whenever you want.

Set Goals

More goals, more progress (with Kudzu+)

Your free Kudzu account makes it easy to monitor your savings progress and stay on track. With Kudzu+1, our Savings Goals feature lets you create up to five savings goals. Watch your automatic transfers accumulate into a fortress of financial stability.

Complete Control

Protect your goals with Kudzu+

With Kudzu+1 you can lock or unlock goals to prevent or allow transfers in or out, helping you protect your progress or stay flexible. Your savings goals are visible in your dashboard at any time, helping keep your top priorities front and center.

Savings Interest Calculator

Discover the power of compound interest

Here’s where your money really starts to count. Use this calculator to visualize how consistent and disciplined saving can turn into long-term growth.

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You asked, we answered

No surprises, no confusion. Kudzu’s digital banking experience is designed to be clear and simple. Here are quick, clear answers to the most common questions about Savings Habits and Goals.

You can set up recurring transfers in the Kudzu app by choosing either a fixed dollar amount or a percentage of every deposit. You decide how often—weekly, monthly, or on payday. Once set, Kudzu moves the money automatically. You can edit or pause transfers at any time.

No. The ability to set multiple goals is a feature exclusive to Kudzu+1 members. However, all users can still set up recurring transfers and grow a single savings account automatically. If you upgrade to Kudzu+, you’ll be able to create up to five savings goals and track each one separately.

Yes. Kudzu+1 allows you to transfer funds between your Savings Goals whenever you need. If a goal is locked, you’ll need to unlock it first, but the flexibility is there. You can also move funds back into your main savings balance at any time.

When you lock a goal in Kudzu+1, it prevents funds from being transferred out of it. This is useful if you want to protect savings for something important, like rent, tuition, or an emergency fund. You can unlock a goal anytime if your priorities change.

There’s no penalty. Goals in Kudzu+1 are meant to help guide your saving—not restrict it. If you miss a deadline or change your mind, you can edit, reschedule, or delete the goal. It’s your plan, on your terms.

Grow your money on the go!

Financial freedom starts with a tap. The Kudzu app will help you manage your money, power your savings, and learn how to make smart financial decisions. Kudzu grows wherever you go.

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Ready to get growing?

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Kudzu is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.