You don’t need the perfect plan to start saving. You just need the right partner. With Savings Habits and Goals, you can grow at your own pace and stay focused along the way.
Kudzu helps you start saving with simple, repeatable habits that actually stick. No perfection—just steady progress that fits in your life.
Kudzu helps you set financial goals you can name, track, and work toward—so every dollar set aside feels worthwhile.
No more guesswork. Kudzu gives you the structure and transparency to keep an eye on your money, without missing out on your life.
You can set up recurring transfers in the Kudzu app by choosing either a fixed dollar amount or a percentage of every deposit. You decide how often—weekly, monthly, or on payday. Once set, Kudzu moves the money automatically. You can edit or pause transfers at any time.
No. The ability to set multiple goals is a feature exclusive to Kudzu+1 members. However, all users can still set up recurring transfers and grow a single savings account automatically. If you upgrade to Kudzu+, you’ll be able to create up to five savings goals and track each one separately.
Yes. Kudzu+1 allows you to transfer funds between your Savings Goals whenever you need. If a goal is locked, you’ll need to unlock it first, but the flexibility is there. You can also move funds back into your main savings balance at any time.
When you lock a goal in Kudzu+1, it prevents funds from being transferred out of it. This is useful if you want to protect savings for something important, like rent, tuition, or an emergency fund. You can unlock a goal anytime if your priorities change.
There’s no penalty. Goals in Kudzu+1 are meant to help guide your saving—not restrict it. If you miss a deadline or change your mind, you can edit, reschedule, or delete the goal. It’s your plan, on your terms.
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