Some bank accounts charge for features you’ll never use. Kudzu+ gives you more of what actually helps—real tools for building a real future.
Kudzu+ delivers upgrades that actually make a difference—like higher savings yields and advanced overdraft protection2.
For many bank accounts, “perks” don’t always mean “progress.” Kudzu+ is designed to help you build wealth, not splash it around.
We believe in premium banking priced for real life. At just $4.95 a month, Kudzu+ is accessible to all—no hidden fees, no surprises.
That depends on which features you want to use. We’ve designed the features of Kudzu+1 to work together for maximum value and growth. For many people, the ability to use their paycheck early3 or earn extra interest on savings far outweighs the small monthly fee. For others, they may decide that the standard, free Kudzu account is sufficient for their needs.
Kudzu+1 is an optional premium upgrade to the standard Kudzu account. It gives you access to six advanced features—like early direct deposit3, fee-free overdraft protection, higher savings interest rates5, and free expedited debit card replacement. It also lets you set multiple savings goals and make fee-free ATM withdrawals4. It’s perfect for people who want maximum control over their finances.
No. The free Kudzu account will always work on its own without paying a monthly fee. You can open a standard Kudzu account, start spending and saving, and use all the core tools at no charge. Kudzu+1 is our premium account that offers more features, flexibility, and convenience.
Pricing and fees for Kudzu accounts will always be clear and transparent. Standard Kudzu is free. When you upgrade to Kudzu+1 you pay a small monthly fee of $4.95. You also receive major value-added benefits such as earning higher interest5 on your savings, and no additional fees. You’ll always know exactly what you’re paying for and you can switch back to standard Kudzu or cancel your account at any time.
Of course! It’s easy to upgrade to Kudzu+1 in the app or online anytime. Your account features update seamlessly and you can always change your mind and cancel your membership later.
Standard text messaging and/or data rates from your wireless provider may apply.
Kudzu is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.
