Financial freedom starts with a download
No more guessing where your money went. A Kudzu spending account helps you stay on top of your money and build better habits along the way.
Kudzu Can Help You Do More With Your Money
Kudzu offers digital banking that skips the extra fees and gives you flexibility and control over your money. Kudzu spending accounts are designed for everyday people who want to grow.
Progress in your pocket
The Kudzu app delivers instant access to your account whenever and wherever you need it so you can bank without missing a beat.
Your money, moving at your speed
With the Kudzu app, faster access means faster progress. Move your money when you need to and stay focused on your financial future.
24/7 access to your financial future
With Kudzu, your account is never off the clock. Manage your money anytime and stay connected to your goals day and night.
Money management that makes sense
Kudzu clears the clutter, giving you the tools you need to track spending, build savings, and focus on your financial future.
Money tools for today. Confidence for tomorrow.
No matter where you are in your financial journey, the Kudzu app gives you the tools to budget better, save smarter, and plan for what’s next.
Spend
Smarter spending, more control
Save
Save More the Easy Way
The Kudzu app makes savings a breeze with features like automated Savings Habits, no monthly fees, and no minimum balance requirements. Earn more interest than the national average4 and enjoy unlimited transfers between accounts. Kudzu empowers you to automate and grow your savings 24/7/365.
Security & Protection
Protect What’s Yours
Thanks to Visa® Zero Liability⁵, it helps protect you from liability of unauthorized debit card transactions made with your Kudzu Visa Debit Card. Your funds are also FDIC-insured through The Bancorp Bank, N.A., Member FDIC⁶.
PayPerks®
Learn and Earn With PayPerks®
Kudzu helps you build confidence in your financial skills and rewards you while you learn! Our interactive learning program, PayPerks®7, delivers bite-sized lessons on budgeting, saving, credit building, and more. Each lesson provides points and a chance to win our cash prize sweepstakes⁸.
Kudzu+
Kudzu+ Gives You More Room to Grow
Kudzu+8 unlocks premium features that accelerate your growth and enhance your digital banking experience. You’ll get access to your paycheck up to two days early9 with direct deposit and enhanced overdraft protection10, while your savings balance grows at a faster rate11. The benefits of Kudzu+ really add up.
Joining Kudzu is simple and fast
There’s no telling how far you’ll grow with Kudzu. Follow these simple steps and get started today.
Step 1: Download the Kudzu app
The first step toward more confident money management is to download the Kudzu app on your Apple or Android device.
Step 2: Enroll in minutes
Signing up is simple and won't impact your credit, since the Kudzu Card is not a credit card. Fill in your information and verify your ID. Most accounts are active in minutes.
Step 3: Add your new card to your digital wallet
Enjoy instant, secure access to your Kudzu Visa Debit Card by adding it to your smartphone wallet.
Step 4: Top off your spending account
Funding your account is easy—use direct deposit, bank account transfer, or even mobile check deposit.
Step 5: Receive your physical card
Once you fund your spending account, your physical Kudzu Visa Debit Card will arrive in 7-10 days, ready for use everywhere Visa debit cards are accepted.
Grow your money on the go!
Financial freedom starts with a tap. The Kudzu app will help you manage your money, power your savings, and learn how to make smart financial decisions. Kudzu grows wherever you go.
