Spend

Spending insights that actually keep you on track

SpendSense Alerts notify¹ you when you reach daily, weekly, or monthly spending limits—helping you build awareness and take control of your money.

Why Kudzu?

Always know what’s happening with your spending

Like life, your money moves fast, and Kudzu helps you stay one step ahead. SpendSense Alerts keep you in the loop, with notifications¹ that empower instead of overwhelm.

Breathe easy—you’re in the know

You’ve got better things to do than obsess over every purchase. Kudzu gives you the heads-up you need, when you need it.

Budgeting shouldn’t be a full time job

Your spending shouldn’t have to live under a microscope. Kudzu keeps an eye on things for you and lets you know when it’s time to take action.

A structure that gives you freedom

Kudzu’s spending alerts¹ give you enough structure to help you budget with intention—without boxing you in.

Features

Tools to track, adjust, and stay ahead

Part of the Kudzu toolkit, SpendSense Alerts deliver customizable spending limits, flexible alerts¹, and the structure you need to stick to your goals—your way.

Spending Limits

Set the limits that work for you

You decide how you want to track your spending—set daily, weekly, and/or monthly limits based on what works best for you. Whether you're managing bills, groceries, or guilt-free spending, SpendSense helps you stay one step ahead of your balance.

Alert Customization

Choose SMS, email, or push alerts

Kudzu notifies you the moment your spending limit is hit—no surprises, no confusion. Choose between push notifications, email, and/or SMS¹, and customize your preferences so you’re never overwhelmed, but always in the know.

Control Your Money

Part of Kudzu’s complete toolkit

SpendSense is just one part of the Kudzu toolkit—designed to help you spend smarter, save automatically, and avoid overdrafts. It works hand-in-hand with Savings Habits and Covered by Kudzu™² to give you full control over how your money moves.

FAQs

You asked, we answered

No surprises, no confusion. Kudzu’s digital banking experience is designed to be clear and simple. Here are quick answers to the most common questions about SpendSense Alerts.

How do SpendSense Alerts work?

With SpendSense Alerts¹, you can create daily, weekly, and/or monthly spending thresholds for yourself in the app or online and get notified when you reach your limits. While you will be able to continue spending once you’ve reached your limit, SpendSense Alerts help you take notice of your spending, get accustomed to setting and working within a budget and identify where you may be able to make some changes to your spending habits.

Can I customize my SpendSense limits?

Absolutely. You can choose the time frame (daily, weekly, and/or monthly) and set the specific dollar amount that fits your goals and lifestyle. Whether you’re budgeting for groceries, dining out, or just trying to rein in your spending, SpendSense Alerts¹ gives you flexible controls that fit how you manage money.

Will Kudzu cut off my spending when I reach my limit?

Never. SpendSense Alerts are just that—alerts¹. They’re designed to help you notice when your spending crosses the limits you’ve set so you can adjust, reflect, and stay on track without pressure or penalties.

How do SpendSense Alerts¹ get delivered?

Once your limits are set, we’ll notify you when you reach them. You have the choice of push notification, email, and/or SMS. You can select how you want to stay informed in the app or online. It’s all about keeping you in the know without adding extra noise to your day.

What’s the difference between SpendSense Alerts and Kudzu Alerts?

SpendSense Alerts¹ help you monitor your spending habits by notifying you when you reach preset spending limits. Kudzu Alerts¹, on the other hand, provide real-time updates about specific account activity—like deposits, low balances, or card transactions. Both work together to give you full visibility, but SpendSense is focused on helping you budget proactively.

Grow your money on the go!

Financial freedom starts with a tap. The Kudzu app will help you manage your money, power your savings, and learn how to make smart financial decisions. Kudzu grows wherever you go.