PayPerks¹ is Kudzu’s financial literacy and rewards program. It offers bite-sized, interactive lessons on saving, budgeting, and credit-building—and you earn points for every lesson you complete. You also earn points for using your debit card. Those points count toward entries into Kudzu’s monthly cash sweepstakes. The more you learn, the more you earn and the more chances you have to win! For full details, please see the Official Sweepstakes Rules.