Covered by Kudzu2 is optional, fee-free overdraft protection that can automatically transfer money from your Kudzu savings account to your spending account when your balance isn’t enough to cover a debit card transaction. You’ll need to keep at least $50 in your savings account to be eligible, and the feature can be used up to 10 times per month.

Kudzu is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.