Kudzu’s automated savings transfer feature, also known as Savings Habits, helps you grow your balance without thinking about it. You can set up recurring transfers from your spending account to savings based on:

• A fixed amount (weekly or monthly).
• A percentage of every deposit you receive.

Once set, these transfers happen automatically, so you can focus on your goals while your savings balance grows in the background. You can edit, pause, or cancel transfers at any time in the Kudzu app.