No more guessing where your money went. A Kudzu spending account helps you stay on top of your money and build better habits along the way.
We equip you with the tools and confidence to make informed financial decisions, fostering lifelong independence and success.
We actively create pathways to financial stability and growth for all, especially those underserved by traditional systems.
We build meaningful relationships by listening, understanding, and supporting the unique journeys of every customer.
Financial stability doesn’t have to be overwhelming. We provide easy-to-use resources for making meaningful progress with your money.
We commit to responsible innovation and sustainable practices that prioritize long-term benefits for individuals, families, and communities.
As a family-owned and operated organization based in Georgia, SMI serves more than 5 million Americans with secure payment technology solutions across 18 states and 16 Tribal nations. In 2011, we launched the smiONE™ Visa® Prepaid Card to help families and children access the critical funds they rely on—safely, quickly, and with less stress.
Through this work we saw first-hand how conventional banking products and services were ill-suited to the needs of our customers. Many had little or no credit history and poor access to the financial education and tools needed to thrive.
That’s why we knew we had to start Kudzu, a modern, digital banking solution for people who want to grow their money, but can’t access conventional banking services.
People ask why they should be excluded from a chance to build a strong financial future and Kudzu is our answer to that question. Everyone deserves a chance.
With Kudzu in your corner, there’s no telling how far you’ll grow.
We provide the foundation you need to help you build positive financial habits, manage your money confidently, and avoid unnecessary fees.
Kudzu helps you make sense of your financial situation, helping you create a plan that’s right for you to move your goals forward.
Credit setbacks happen. We’re here to help you recover with confidence and create a plan that puts you back in charge. The Kudzu Visa® Debit Card is not a credit card.
We make long-term planning feel doable with features that simplify saving, support goal setting, and help you stay on track.
Copyright © 2025 Kudzu Money, LLC. All Rights Reserved.
Banking services are provided by The Bancorp Bank, N.A., Member FDIC. The Kudzu Visa® Debit Card is issued by The Bancorp Bank, N.A. pursuant to a license from Visa U.S.A., Inc. and may be used everywhere Visa debit cards are accepted.
The Platinum smiONE™ Visa® Prepaid Card, smiONE™ Visa® Prepaid Card, and smiONE™ Circle Visa® Prepaid Card are issued by The Bancorp Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents.
App Store® and the Apple Logo® are trademarks of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC. All other trademarks shown are the property of their respective owners.
Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank, N.A. (“Bank”). Bank is not responsible for the accuracy of any content provided by author(s) or contributor(s).
Kudzu is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.
