No. Kudzu never charges overdraft fees. Instead, we decline the transaction or activate overdraft protection through Covered by Kudzu2 or Covered by Kudzu+™4. Traditional banks charge an average of $35 per overdraft occurrence, even if you’re just a few cents short or if the same charge hits multiple times. We believe you shouldn’t be punished for a financial misstep.

Kudzu is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.