Security & Protection

Your money, your data—always protected

From fraud protection to data encryption to account monitoring, Kudzu shields what matters most. Your money. Your identity. Your financial future.

Why Kudzu?

Security that lets you focus on growth

Security should support your future, not complicate your present. Kudzu protects your money in the background so you can live more freely in the moment.

Confidence you can count on

Confidence starts with peace of mind, and Kudzu builds it into every tap, transfer, and transaction.

Stay in the know, always

Knowing what’s happening with your money shouldn’t be a guessing game. Kudzu keeps you informed so you’re never caught off guard.

When something’s off, we’re on it

Whether it’s fraud or a misplaced card, you won’t have to scramble. Kudzu helps you take action when it matters most.

Features

Layers of protection that keep you one step ahead

You’ve got enough to think about. Kudzu’s security features make sure your money and personal information aren’t one of them.

Security Alerts

Eyes on your account—24/7

With Kudzu Alerts, you get real-time notifications¹ for deposits, withdrawals, low balances, and anything that looks suspicious so you can respond ASAP. And if your debit card is ever lost or stolen, you can lock and unlock it from the app with just a few taps.

Fraud Protection

Stay protected from the unexpected

Thanks to Visa® Zero Liability, it helps protect you from liability of unauthorized debit card transactions² made with your Kudzu Visa® Debit Card. If fraud happens, we'll help you fix it fast and bounce back so you can stay focused on your financial future.

FDIC Backed

Locked down. Backed up. Always in control.

We encrypt your personal data, secure every transaction, and your deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A.³ So whether you’re growing your savings or managing day-to-day spending, your money is safe.

FAQs

You asked, we answered

No surprises, no confusion. Kudzu’s digital banking experience is designed to be clear and simple. Here are quick answers to the most common questions about security and protection with Kudzu.

What happens if I lose my debit card?

If your Kudzu Visa Debit Card is lost or stolen, you can lock it instantly in the Kudzu app. That stops any new charges immediately. You can unlock it if you find it, or request a replacement card right in the app, without waiting on hold or following a complicated process.

Am I protected against fraud?

Yes. Every Kudzu customer’s data is protected by advanced encryption technology as well as the Visa Zero Liability Policy², which means you won’t be held responsible for unauthorized charges made with your debit card, as long as you report them quickly. If a transaction looks shady, you can lock your card instantly and contact support for additional help.

Is my personal and financial information secure?

Kudzu always uses advanced encryption to protect your information—during sign-in, transactions, and storage. Your data is scrambled and secured using the same technology trusted by major banks. No one can access your personal info without your permission.

Are my deposits insured?

Yes. Your Kudzu deposits are FDIC insured up to $250,000 through The Bancorp Bank, N.A., Member FDIC.³ Kudzu is not FDIC-insured. Deposit insurance coverage only protects against failure of The Bancorp Bank, N.A.

How will I know if something suspicious happens?

Kudzu will notify you right away. You can set up real-time notifications through Kudzu Alerts¹ (SMS, email, or push) for transactions, low balances, and unusual activity. That way, you always know what’s happening in your account—and can take action fast if something has gone wrong.

Grow your money on the go!

Financial freedom starts with a tap. The Kudzu app will help you manage your money, power your savings, and learn how to make smart financial decisions. Kudzu grows wherever you go.