Learn & Earn

Learn more. Earn more. Grow more with PayPerks.

Master the financial basics, get rewarded while you do it. PayPerks®¹ offers simple, bite-sized lessons on money topics and the chance to win cash prizes² each month.
Why Kudzu?

From “Where do I start?” to “I’ve got this”

Financial literacy doesn’t have to be complicated. PayPerks1 creates a roadmap for your financial journey that meets you where you are. You don’t just learn, you grow.

You set the pace—we’ll help you grow

Each module is quick, actionable, and built for real life so you can learn on your terms.

Get hooked on financial progress

Interactive lessons, visual progress, and a points-based rewards system make learning feel less like work, and more like winning.

Confidence looks good on you

Financial confidence isn’t something you’re born with—it’s something you build. PayPerks1 helps you get there.

How PayPerks works: Learn, earn, repeat

With interactive lessons, gamified milestones, and monthly sweepstakes entries2, PayPerks1 gives you a financial literacy framework to stay engaged and stay on track.

PayPerks® screen bite-sized financial lessons
Become Money Savvy

Bite-sized lessons, big impact

PayPerks1 delivers quick, practical lessons on everything from budgeting to fraud protection, all designed to help you make better decisions and reduce financial stress. Put your financial dreams on the fast-track to becoming reality.

Learning Journey

Financial literacy that's actually fun

With every module you complete, PayPerks1 keeps the motivation going with a progress bar to track your learning, animations to help you stay engaged, and points that show your progress. You don’t have to master everything at once—you just have to keep moving.

PayPerks rewards, 50 points earned, equal to 50 chances to win monthly sweepstakes
Rewards

Get paid with PayPerks

You’re putting in the work—PayPerks1 makes sure it counts. Earn points for every lesson you complete, and use them to enter our monthly cash prize sweepstakes2. It’s our way of rewarding real progress and encouraging you to keep going.

You asked, we answered

No surprises, no confusion. Kudzu’s digital banking experience is designed to be clear and simple. Here are quick answers to the most common questions about PayPerks.

No. PayPerks1 is included with every Kudzu account. There’s no extra sign-up process or fees. However, you will need to opt-in to the rewards sweepstakes2. Just open the app or enter your account online, head to the PayPerks section, and enter the sweepstakes by switching the opt-in toggle to “Rewards: ON.”

There are more than 100 quick, interactive modules covering real-world topics—like how to build a budget, improve your credit, and avoid financial scams. They’re short, actionable, and built for everyone, no matter where you’re starting from.

Every time you complete a module (or use your debit card!), you earn points. Those points function as entries into our monthly cash sweepstakes2. At the end of each month, Kudzu randomly selects over 100 winners. It’s a way to reward you for staying engaged and building your financial knowledge.

Yes! Over 100 winners are selected randomly every month from the entries earned through learning and debit card activity. The more points you earn, the more chances you have to win. Even if you don’t win right away, you’re still gaining skills that help you win long-term. What to learn more? Check out our Official Sweepstakes Rules.

PayPerks1 is Kudzu’s financial literacy and rewards program. It offers bite-sized, interactive lessons on saving, budgeting, and credit-building—and you earn points for every lesson you complete. You also earn points for using your debit card. Those points count toward entries into Kudzu’s monthly cash sweepstakes. The more you learn, the more you earn and the more chances you have to win!

Grow your money on the go!

Financial freedom starts with a tap. The Kudzu app will help you manage your money, power your savings, and learn how to make smart financial decisions. Kudzu grows wherever you go.

Kudzu logo

Ready to get growing?

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Kudzu is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.