Each module is quick, actionable, and built for real life so you can learn on your terms.
Interactive lessons, visual progress, and a points-based rewards system make learning feel less like work, and more like winning.
Financial confidence isn’t something you’re born with—it’s something you build. PayPerks1 helps you get there.
No. PayPerks1 is included with every Kudzu account. There’s no extra sign-up process or fees. However, you will need to opt-in to the rewards sweepstakes2. Just open the app or enter your account online, head to the PayPerks section, and enter the sweepstakes by switching the opt-in toggle to “Rewards: ON.”
There are more than 100 quick, interactive modules covering real-world topics—like how to build a budget, improve your credit, and avoid financial scams. They’re short, actionable, and built for everyone, no matter where you’re starting from.
Every time you complete a module (or use your debit card!), you earn points. Those points function as entries into our monthly cash sweepstakes2. At the end of each month, Kudzu randomly selects over 100 winners. It’s a way to reward you for staying engaged and building your financial knowledge.
Yes! Over 100 winners are selected randomly every month from the entries earned through learning and debit card activity. The more points you earn, the more chances you have to win. Even if you don’t win right away, you’re still gaining skills that help you win long-term. What to learn more? Check out our Official Sweepstakes Rules.
PayPerks1 is Kudzu’s financial literacy and rewards program. It offers bite-sized, interactive lessons on saving, budgeting, and credit-building—and you earn points for every lesson you complete. You also earn points for using your debit card. Those points count toward entries into Kudzu’s monthly cash sweepstakes. The more you learn, the more you earn and the more chances you have to win!
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