Money doesn’t grow on trees, but it does grow in a free savings account from Kudzu—no fees, no pressure, just steady progress toward whatever comes next.
Create savings momentum without all the stress and anxiety. Work smarter, not harder, and automate it with Kudzu.
The key to saving is consistency over time. Kudzu helps you plant tiny habits that sprout into massive financial results.
Real progress isn’t about speed, it’s about consistency. With Kudzu, you're empowered to save in the way that works for you.
Kudzu’s automated savings transfer feature, also known as Savings Habits, helps you grow your balance without thinking about it. You can set up recurring transfers from your spending account to savings based on:
Once set, these transfers happen automatically, so you can focus on your goals while your savings balance grows in the background. You can edit, pause, or cancel transfers at any time in the Kudzu app.
Yes! Your Kudzu Savings Account earns interest3 on all deposited funds. While not a “high-yield account”, Kudzu’s interest rate is well above the national average2 and always will be, even when national interest rates change.
Even small deposits add up over time, so the more you save, the more your balance grows. Interest is calculated daily and paid out monthly, meaning the longer you keep the money stored in savings, the more yield you receive.
No. Kudzu allows unlimited transfers between your spending and savings accounts. You can move money whenever you need—whether you’re covering an unexpected expense or shifting extra funds into savings. There are no penalties, no transfer limits, and no waiting periods. Your savings balance is flexible and always within reach.
Both belong to the Kudzu toolkit. Savings Habits (available to all Kudzu customers) let you set up automatic transfers from spending to savings on a schedule you choose. Savings Goals (for Kudzu+1 members only) take savings a step further by letting you create up to five personalized savings goals. Each goal has a target amount, deadline, and progress tracker to help you stay motivated. If you like a more structured approach, Kudzu+ gives you advanced tools to track and organize your savings.
Your Kudzu savings account is a great way to start planning for your financial future. It helps you grow your funds with built-in tools that make saving effortless. Kudzu makes it easy to build savings habits with automated transfers, unlimited access to your funds, and an interest rate3 above the national average2. Whether you’re just starting out or looking to plan for a financial milestone, your free Kudzu savings account gives you the flexibility and control to save on your terms.
Standard text messaging and/or data rates from your wireless provider may apply.
Kudzu is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A., Member FDIC.
