Student accounts you can bank on.

Kudzu helps you do more with your money—no extra fees, no credit check, just tools and resources to help move you forward—all in one easy-to-use app.

Why Kudzu?

Online banking for everyday people

Whether you’re just beginning to dip your toes into personal finance, focused on building a balanced budget for your family, working to rebuild your credit, or simply planning for the future, Kudzu is here to support you along the way.

Forget the fees

You work hard for your money and, we don’t believe in charging you to use it. With Kudzu, you’ll never pay an overdraft, minimum balance, in-network ATM, or maintenance fee. At the end of the day, your money is just that—yours.

Evolve at your own pace

We aren’t all afforded the same tools and resources in life. At Kudzu, we’ve decided it doesn’t have to be that way. Everyone deserves a chance to grow, so the tools you need to advance your financial skills and confidence are built right in.

Make managing money a breeze

Tracking and assessing your finances can be stressful on its own, never mind juggling multiple apps, spreadsheets, and debts. The Kudzu mobile app gives you a clear view of your finances, plus you can easily make changes, move money around, or improve your skills whenever, wherever.

Features

Let’s make your finances flourish

Kudzu helps you make smart spending choices, grow your savings, and evolve your financial skills. Get growing with budgeting and saving tools, interactive financial literacy learning modules, and real-time alerts¹ on account activity to keep you in-the-know.

Spend

A naturally smart way to spend

Kudzu spending accounts are equipped with robust tools and features to help you grow your money. Fund and use your account immediately with your digital Kudzu Visa® Debit Card, enable real-time alerts¹ to stay updated on account activity, and enjoy the freedom to move and manage your money as you see fit.

Save

Make saving second nature

With a Kudzu savings account, your balance grows without you lifting a finger. Funds in your savings account earn an interest rate well above the national average² and you can set up automatic transfers from spending to grow even more.

PayPerks®

Learn & earn with PayPerks^®

Quick, easy tutorials walk you through financial topics ranging from budgeting and saving to privacy and security and everything in-between. At the end of each module, you’ll complete a short quiz to test your skills and you can earn points by answering questions correctly, or simply using your Kudzu Visa^® Debit Card³.

Security

Security you can count on

Your security is our top priority. We make sure your account, your money, and your information are always protected through advanced encryption, anti-fraud measures, and a banking partner that FDIC insures your funds⁴.

Branch out with Kudzu+

Keep your momentum growing with enhanced features and additional tools that help you make the most of your money⁵.

Grow your money on the go!

Financial freedom starts with a tap. The Kudzu app will help you manage your money, power your savings, and learn how to make smart financial decisions. Kudzu grows wherever you go.