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Revised 08/2023

Kudzu Money, LLC Privacy Policy

FACTS

What does Kudzu Money, LLC (“Kudzu”) do with your personal information?

Why?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Kudzu chooses to share; and whether you can limit this sharing.

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

How?

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

Reasons we can share your personal information

Does Kudzu Share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

No

We don't share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes— information about your creditworthiness

No

We don't share

For nonaffiliates to market to you

No

We don't share

REASONS WE CAN SHARE 
YOUR PERSONAL INFORMATION

For our everyday business purpose— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

DOES KUDZU SHARE?

Yes

CAN YOU LIMIT THIS SHARING?

No

REASONS WE CAN SHARE 
YOUR PERSONAL INFORMATION

For our marketing purposes—
to offer our products and services to you

DOES KUDZU SHARE?

Yes

CAN YOU LIMIT THIS SHARING?

No

REASONS WE CAN SHARE 
YOUR PERSONAL INFORMATION

For joint marketing with other financial companies

DOES KUDZU SHARE?

No

CAN YOU LIMIT THIS SHARING?

We don't share

REASONS WE CAN SHARE 
YOUR PERSONAL INFORMATION

For our affiliates’ everyday business purposes—
information about your transactions and experiences

DOES KUDZU SHARE?

No

CAN YOU LIMIT THIS SHARING?

We don't share

REASONS WE CAN SHARE 
YOUR PERSONAL INFORMATION

For our affiliates’ everyday business purposes—
information about your creditworthiness

DOES KUDZU SHARE?

No

CAN YOU LIMIT THIS SHARING?

We don't share

REASONS WE CAN SHARE 
YOUR PERSONAL INFORMATION

For nonaffiliates to market to you

DOES KUDZU SHARE?

No

CAN YOU LIMIT THIS SHARING?

We don't share

Questions?

Call us, toll-free, at 1-855-751-0025, email us at support@kudzumoney.com, or visit us at kudzumoney.com.

Who We Are

Who is providing this notice?

This notice is provided by Kudzu Money, LLC.

What We Do

How does Kudzu protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also limit access to information to those employees for whom access is necessary.

How does Kudzu collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • pay your bills or make a wire transfer
  • provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes— information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

How does Kudzu protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also limit access to information to those employees for whom access is necessary.

How does Kudzu collect my personal information?

We collect your personal information, for example, when you

  • open an account or apply for a loan
  • pay your bills or make a wire transfer
  • provide account information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes— information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies such as PayPerks® and Systems and Methods, Inc. (SMI).

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Kudzu does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Kudzu doesn’t jointly market.

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include companies such as PayPerks® and Systems and Methods, Inc. (SMI).

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Kudzu does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Kudzu doesn’t jointly market.

Other Important Information

Vermont Residents

In accordance with Vermont law, we will not share personal information about you other than transaction experience information, with other Kudzu companies or affiliates, nor will we share any personal financial information about you with other Kudzu companies for marketing purposes.

Nevada Residents

Nevada law requires that we provide you with the following contact information:
Bureau of Consumer Protection
Office of the Nevada Attorney General
555 E. Washington Ave., Suite 3900
Las Vegas, NV 89101

Phone number: 702-486-3132
Email: agInfo@ag.nv.gov

California Residents

Effective January 1, 2020, the California Consumer Act of 2018 (the “CCPA”) permits consumers who are California residents to ask businesses covered under the CCPA about personal information it has collected about the consumer, submit an access or deletion request, and opt-out of the sale of personal information, if applicable.

  • You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. We have not sold any of your personal information in the last 12 months.
  • You have the right to request access to or that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records or provide it to you, as applicable, unless an exception applies.

If you have any questions or comments about this notice, our Privacy Policy, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at: 1-855-751-0025 or by mail at
Kudzu Money, LLC
PO Box 2489
Carrollton, GA 30112


We will not discriminate against you for exercising any of your CCPA rights.

Vermont Residents

In accordance with Vermont law, we will not share personal information about you other than transaction experience information, with other Kudzu companies or affiliates, nor will we share any personal financial information about you with other Kudzu companies for marketing purposes.

Nevada Residents

Nevada law requires that we provide you with the following contact information:
Bureau of Consumer Protection
Office of the Nevada Attorney General
555 E. Washington Ave., Suite 3900
Las Vegas, NV 89101

Phone number: 702-486-3132
Email: agInfo@ag.nv.gov

California Residents

Effective January 1, 2020, the California Consumer Act of 2018 (the “CCPA”) permits consumers who are California residents to ask businesses covered under the CCPA about personal information it has collected about the consumer, submit an access or deletion request, and opt-out of the sale of personal information, if applicable.

  • You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. We have not sold any of your personal information in the last 12 months.
  • You have the right to request access to or that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records or provide it to you, as applicable, unless an exception applies.

If you have any questions or comments about this notice, our Privacy Policy, the ways in which we collect and use your personal information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at: 1-855-751-0025 or by mail at
Kudzu Money, LLC
PO Box 2489
Carrollton, GA 30112